Mortgages and Finance

As a leading broker of mortgages for Spanish Properties, Lexus Mortgages prides itself in offering impartial professional advice as we are highly experienced within both the financial & Spanish property market.

Sarah Mitchell heads the team & is a fully qualified Financial Consultant with thirteen years experience of working in U.K. banks, prior to five years in the Spanish Real Estate industry. Lexus Mortgages financial consultations are always conducted in a confidential & highly professional manner, enabling the clients to put their trust in the advisors while explaining the Spanish mortgage options on new & previously owned properties in Spain.

Lexus Mortgages will ensure that you receive professional advice helping you make the right financial decisions for your Spanish property purchase.

In today's ever changing mortgage market,each bank has its own range of products to offer. Lexus Mortgages deal with over 27 different lenders in Spain and 5 UK financial institutions to provide you with the best possible mortgage to cater for your requirements.

Spanish banks now offer mortgages of up to 70% for non residents. Interest only and repayment mortgages are readily available. It is even possible to obtain an interest only mortgage up to aged 85. Alternatively if you prefer a repayment mortgage, it is possible to obtain a mortgage up to aged 80. Contact us for further information & a mortgage quotation.

Although mortgages of up to 70% are available, please note that when purchasing an "off plan" property, the developers usually require a minimum deposit of 30%. These funds need to be readily available. Once the property is completed, the mortgage funds can then be released.

In order to arrange a mortgage, banks usually require your past three months salary slips and latest P60. If you are self employed, 2-3 years accounts and tax returns are needed. Completion can be in as little as 4 weeks.

For further information on Spanish Mortgages, visit www.lexusmortgages.com, you can even apply on-line.

Currency Exchange

We also save you money with Global Currency Exchange Network. When transferring your funds, do not forget the importance of using a reputable foreign exchange company for your transfer.

We want to make sure that you get the best deal you can so that is why we offer allour clients free transfers and no commission charges. Plus, we are also able to ensure that you are not charged any receiving fees from Spanish Banks.

Lexus Estates works in partnership with Global Currency Exchange Network, backed by HSBC bank, who offer exchange rates that the banks find hard to beat. They deal directly with the currency markets to offer you the highest rate which means you get more for your money!